Received a notification?

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Why did I receive a notification by phone, mail or email?

The Lutherville CBC National Bank mortgage office reviews data on thousands of nationwide FHA and VA mortgages daily. We flag FHA and VA loans that are believed to have higher than market interest rates and mortgage payments. The flag triggers our office to contact the borrowers to determine if the loans are truly eligible to participate in an FHA streamline or a VA streamline program.

If notified, you could be overpaying your existing loan servicer, on the basis of paying a higher rate when a lower rate is or has been available. This does not mean that your lender has wrongfully overcharged you. Be advised that loan overpayment does not imply any financial or ethical wrongdoing or on behalf of your existing mortgage company. Your loan being flagged means that you may have not proactively acted to take advantage of available payment reduction opportunities. This does not mean that it is too late!

We may have contacted you to reduce your payment, interest rate and/or loan term. Please do not be alarmed. Although your loan may have been flagged, you still may have time to register your loan and participate in the program. The only way to know for sure why you were contacted is to check your status online or call us now at 1-866-995-7514. One of our Payment Reduction Specialists will be happy to explain the notification and the program and answer any of your questions as well.

When you call we will…

  • Quickly and simply explain how the program works.
  • Confirm that you are eligible for a lower payment, lower interest rate and/or shorter loan term, regardless of why you did not act upon previous opportunities to participate in the streamline payment reduction program.
  • Answer any of your program-related questions.
  • Show you how to take advantage of the available options before they expire.

Fast Start – Click Here for FREE INSTANT ENROLLMENT. Space is Limited.

The FHA streamline refinance program helps borrowers lower mortgage payments. CBC National Bank specializes in FHA streamline refinancing transactions that lower interest rates and reduce mortgage payments without appraisals or income verification. FHA Streamline Refinances may be possible without increasing existing loan balances. No cost programs may result in a slightly higher interest rate. FHA Streamline Refinances may close in as few as 15 days, depending on date submitted. CBC National Bank specializes in VA Streamline Interest Rate Reductions with no income verification. VA Streamline Refinances may be possible without increasing existing loan balances. VA Streamline Refinances may close in as few as 10 days, depending on date submitted.

© 2010 CBC National Bank. Trade/service marks are the property of CBC National Bank or their respective affiliates and/or its subsidiaries. Some products may not be available in all states.

Kwe Parker (NMLS#49165) is a professional mortgage specialist for CBC National Bank that specializes in showing FHA and VA borrowers how to use seldom publicized methods to lower FHA and VA mortgage rates without the normal hassles associated with refinancing. Kwe "Clay" Parker and his team have helped thousands of FHA and VA borrowers reduce their mortgage payments.