Our Commitment


Commitment to Borrowers

  • We will listen attentively to your circumstances and we will always focus on finding specific solutions to your specific needs. We understand everyone has a unique situation and there is no one size fits all loan.
  • From your first contact with our office, you will speak directly with a trained mortgage professional with your best interest at heart, not a commission-driven sales person that views you as simply a paycheck. You deserve more!
  • You will be treated fairly and we will provide “haggle-free” rates and pricing upfront without using any high-pressure sales tactics or giving you any “run around”. We take an unbiased role in showing you the possibilities available for your mortgage.
  • We will always make your best interest our top priority, even if we must advise you not to do a loan or to accept a competitive loan offer. You come first!
  • You will have the security of knowing that we always provide you with all the information necessary to make wise decisions. We will be truthful and accurate regarding your options, fees and rates. We never bait and switch!
  • We will provide you with the professional guidance that you need to accomplish your short term and long term objectives.
  • Throughout the process, you will receive timely updates on the status of your loan and you will be notified immediately, in the event of changes.
  • We will have an CBC National Bank Payment Reduction Specialist available to answer any question that may arise at your settlement, regardless of the time you settle.

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The FHA streamline refinance program helps borrowers lower mortgage payments. CBC National Bank specializes in FHA streamline refinancing transactions that lower interest rates and reduce mortgage payments without appraisals or income verification. FHA Streamline Refinances may be possible without increasing existing loan balances. No cost programs may result in a slightly higher interest rate. FHA Streamline Refinances may close in as few as 15 days, depending on date submitted. CBC National Bank specializes in VA Streamline Interest Rate Reductions with no income verification. VA Streamline Refinances may be possible without increasing existing loan balances. VA Streamline Refinances may close in as few as 10 days, depending on date submitted.

© 2010 CBC National Bank. Trade/service marks are the property of CBC National Bank or their respective affiliates and/or its subsidiaries. Some products may not be available in all states.

Kwe Parker (NMLS#49165) is a professional mortgage specialist for CBC National Bank that specializes in showing FHA and VA borrowers how to use seldom publicized methods to lower FHA and VA mortgage rates without the normal hassles associated with refinancing. Kwe "Clay" Parker and his team have helped thousands of FHA and VA borrowers reduce their mortgage payments.